Thursday, September 12, 2019

When Was the Last Time That You Visited Maldives?

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Sitting serenely in the Indian Ocean, Maldives is an island nation that is made up of 26 atolls that are comprised of over 1000 coral islands. As you might guess, this South Asian paradise is known for its lagoons, beaches, and coral reefs. When you visit the capital of Malé, you can have your pick of seafood (at the bustling fish market) and enjoy shopping along the primary road of Majeedhee Magu. Don’t forget to visit the Friday Mosque made of beautiful white coral.

Wednesday, September 11, 2019

4 Ways Successful People Use Task Allocation To Boost Productivity And Achieve Work-Life Balance

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Photo by Patrick Tomasso on Unsplash

Ignore the work-life balance skeptics; you can be successful, happy and nurture healthy relationships. Yes you can. Ask most of the people on the Forbes list and they’ll tell you stories. They’ll tell you tales of burnouts. They’ll talk about days of toil, unproductivity and suffocated relationships. But most of them will also tell you how they eventually achieved work-life balance and how this helped them to boost their productivity.
Of course, these successful people literally transform their lives through a wide range of strategies. While some adopt meditation practices, others venture into philanthropy. Think Bill Gates and Oprah Winfrey. But one thing all successful people have in common is this: They are proponents of the art of delegation of authority.
“If there is anything I have learned,” said Oprah Winfrey in an interview, “It’s that I should stay on my lane.”
Staying on one’s lane means focusing on accomplishing tasks that are within your areas of strengths. It also means delegating authority to others and automating as many aspects of your work as you can.  Budgeting, finance management, content creation, video editing, design, and planning may look simple, but they can be time-consuming and energy draining.  There’ll be an inevitable decline in your level of productivity and creativity.
At this point, you probably want more research proven reasons why you should delegate more. Here, we shall explore the life-changing benefits of task allocation and delegation of authority. You’ll also learn how to delegate ; and you'll learn about the best task allocation software for automating tasks.
Boosts Organization And Efficiency
One popular tech founder shared a story about how delegation of authority transformed his life. When he established his company, he handled every aspect of the business. He covered leadership, budgeting, marketing, sales and even customer care support. Before long, he was exhausted, burned out, depleted. His wife left him because she felt neglected. He became less efficient in every aspect of his work. He even lost 30% of his clients.
“Things took a dramatic turn when I began assigning duties to team members,” said this tech startup mogul. “I noticed a big increase in my level of creativity and productivity.”
If like this man, you’re struggling under the weight of your responsibilities, hire a team of capable hands. Not only will this boost your level of efficiency, it will help you free up time in your work life. In addition, you can delegate to software tools such as Asana, Time Doctor, Slack, Callendy, Trello and so on. These tools can boost your efficiency in the following ways:
·         Helping you to plan your work day
·         Motivating you to meet your deadlines.
·         Helps you to stay focused on important tasks
·         Streamlines work timelines
·         And more.
To increase efficiency at work, delegate discretionary tasks to team members and automate as many aspects of your work as you can.
Improves The Quality Of Products and Services
Every business grows through providing excellent information, goods and/or services. Sometimes, a business owner will have to provide all three of these. This means more work for enterpreneurs. To be honest, it is impossible to do everything by oneself. And it’s certainly not possible to produce excellent results if the business owner is juggling too many balls all at once.
Take actress, MJ, for instance. To further her career, she set up a vibrant Instagram account she hoped to monetize. Due to popular demand, she had to set up a Youtube channel for her workout routines, and later, a cooking show. There was also a cookbook on the burner; and four wet and dripping babies crying for attention. She tried her best to juggle all these balls, but failed miserably. Her Youtube videos were of a low quality and her interactions with her Instagram followers left little to be desired. What’s more, the acting gigs and brand endorsements stopped coming because she was always exhausted, always running on stress hormones. The movie producers didn’t want an actress who was perpetually tired during shoots. And the worst of all? Her children hated her.
As she hit rock bottom, she admitted that she had to delegate more. With time, she assembled a team of experts to handle the various aspects of her work and life. After a while, her health improved and so did the quality of her work. Her earnings improved and the awards started pouring in from all over the globe. Her family was happy with her. She was spending more time with them.
This also applies to other business owners. If you want to produce high quality work, allocate tasks to team members and automate your work processes.
It Improves Productivity
All successful people know about the 80/20 rule. They apply it in their relationships, and in their businesses as well. For those who are wondering, What’s the 80/20 rule? I’ll explain.
Also known as, the Pareto Principle, the 80/20 rule is a sort of prediction scale. According to this rule, twenty percent of an activity yields 80 percent of the overall results. This means that you’re better off focusing your creative energies on tasks that you’re exceptional at. Delegate discretionary tasks that aren’t within your areas of strength.
The Harvard Business Review published a study on task delegation. The research finding showed that executives were more likely to achieve better results if they delegated duties to team members. Picture a strong team of experts all focusing on tasks they are good at. Your business is likely to grow and yield huge profits. What’s more, you’re likely to be more creative, productive and happy. In addition, you’ll have more time to build and nurture your relationships.

Motivates Employees To Deliver Excellent Results
Many people don’t realize it; but there’s actually a correlation between delegation and boosting moral. Business experts have revealed this in journals, interviews and conferences. Sadly, many are yet to heed this call to embrace delegation of authority. Why? It’s the ego, or what the experts call the self-enhancement bias.
It’s the erroneous conviction that nobody—absolutely no one on earth—can handle a task better than you. If we are all honest with ourselves, we will admit that we have a bit of this in us. But as the saying goes, a problem identified is half-solved. So if you’re hesitant about delegating tasks to your employees or to tools, remember the self-enhancement bias. Do your best to overcome this bias. Learn to delegate often.
Delegation goes beyond shoring up your productivity and efficiency; it also motivates your employees. When you assign a task to a team member, you’re indirectly saying, ‘I trust you. I believe in your creative abilities.’ And there’s no better way to motivate people besides assigning important tasks to them.
Jettison your toxic management style, give your employees the opportunity to flourish and contribute to your business’ growth. Shore up over organization confidence.

Final thoughts
There are many reasons why every business owner should delegate authority. Clearly, it can boost your productivity, improve your efficiency and increase the quality of your work. The best part is that you’ll have enough time to bond with family and friends. Start delegating today.


Friday, September 6, 2019

Some Things To Know About Foreign Currency

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While currency can often seem as though it’s quite a simple thing to comprehend, it can often be much more complicated than people might imagine. This is chiefly driven by the fact that the majority of us only see the small picture. We typically focus on how much money we have in the bank and how much we have to spend.


Wednesday, September 4, 2019

Delicious Cakes to Make First Birthday of Your Baby a Memorable Affair!

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The first birthday is always a great and memorable affair for you as well as for your child. You must have seen your albums consisting your birthday photographs. Now, it’s your turn to fill your albums with your child’s first birthday celebration.


Sunday, September 1, 2019

7 Romantic Gift Ideas for the Man in Your Life

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Buying a gift for your special guy can be challenging. Guys can be hard to impress. Not to mention, they might seem like they have everything. And the only thing harder than searching for the perfect gift for your man is searching for the perfect romantic gift for him. However, those gifts do exist. And with a little creativity on your part and some help from the ideas below, you will be on your way to the perfect, creative and romantic gift your guy will love.


Sunday, August 25, 2019

How To Choose The Best Foundation Makeup For Your Skin

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If you want to be a fashionista, you need to make sure that everything is perfect from head to toe. This means that you’ll have to worry about your shoes, attire, and your makeup. Getting everything perfect will make a big difference in the long run.

Tuesday, August 20, 2019

Food Items for Healthy Lunch - Make Your Colleagues Jealous with these Mouth-watering Meals.

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While working in an office for years, my excitement for lunch was almost over. The reason behind that is my company canteen never changes their lunch menu. I've had the same lunch (rice and chicken) for almost 1 year. Then the major problem started, when you eat heavy dishes like this, you end up feeling sleepy during the working hours. So I decided that this was the last time I'd ever eat in my office canteen.


Super Food Items for a Healthy Instant Breakfast

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In the morning, we are always in a rush and hoping that today I will reach the office at the right time.
Being a mom for years, I had a lot of work in the morning. From packing your lunch, make kids ready for school, prepare them food, etc.


Monday, August 19, 2019

3 Common Debt Consolidation Mistakes (and Tips for Avoiding these mistakes)

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There are many ways to pay off a debt. But most people seem to prefer the opportunities debt consolidation programs offer. If you’re considering taking a brand new loan to pay off old debts, you must ask the right questions.

Below are the important questions to ask: 

·         Is debt consolidation a good or bad option for my financial situation?”
·         What debt consolidation practices should I adopt in order to get rid of my existing loans and debts?

It is important to ask these questions and to answer them satisfactorily. Don’t rely on the theoretical explanation of howdebt consolidation should work. Yes, in theory, new low-interest loans allow you to save enough money on a monthly basis and to quickly pay off existing debts And yes, new loans with longer terms permit much lower monthly payments. But often, theories don’t always work out the way we expect them to in real life.  

Do your research and seek the advice of a financial expert. To make your job easier, we have compiled a list of the most common debt consolidation mistakes people make and how you can avoid them. The debt consolidation experts at Keel Associates have recommended the financial solutions listed below. With these tips, you can avoid costly mistakes and make plans to pay off your debts shortly after a consolidation.

Keel Associates Expert’s Guide To Avoiding Debt Consolidation Mistakes.

Mistake #1: Failure to prepare an emergency funds account

Paying off debts can be emotionally and intellectually exhausting. While paying off debts, there is a temptation to focus on keeping up with monthly payments. Rarely do we consider unforeseen events and the pressure that they can put on our finances. That is why financial experts recommend that everyone adopt a good savings culture. When you set up an emergency fund, you’re unlikely to take out more credit card loans.

Take Joan M for instance. Shortly after consolidating her debts, her car suddenly broke down. Without her car, she couldn’t get to work early. The mechanic had sent her a quote for the repairs for her car, but she didn’t have any emergency funds to cover the payment. Soon her supervisor began threatening to fire her, Joan had no choice but to pay her mechanic through her credit card. In the end, she racked up more credit card debts.

To avoid being stuck in a vicious cycle of debt, ensure that you’re saving funds for emergencies even while maintaining your debt payment. You might desperately need the funds for an urgent medical condition or a house repair. 

Start small. Save small amounts regularly. No amount is too small. All you have to do is make it a habit and be committed to it.  Don’t wait until there’s an emergency. 

Mistake #2: No budget planned

Before you start the debt consolidation process, prepare a budget. It’s risky to fail to do this.

A budget will help to guide you; it will also keep you in check. If you can’t create one, get someone to guide you through the process of designing a budget. A budget shows you your earnings and your expenses. It is easier to make smarter financial choices when you know what your earning power is.

To avoid this mistake, draft a budget, listing all your monthly earnings. (Take time to update this list). Write down all your expenses as well. Are your expenses greater than your earnings? Where can you adjust?

Experts have linked mounting debt to overspending and failure to monitor one’s expenses. To get out of debt quickly, you must figure out the areas where you need to adjust. If you spend a lot of money on cinemas, perhaps, you should consider getting a low Netflix subscription. Cut down on excessive shopping and buy only the things you need, especially if it’s being offered at a discounted rate.

Sticking to your budget is a surefire way to get out of debt quickly.

Mistake #3: No smart plan to repay existing debts and loans

In a capitalist world, it is almost impossible to accomplish any financial feat without a plan. You need a plan. Especially when you’re trying to pay off a debt. There really is no way around it.

Reputable financial institutions (e.g. Neel Associates) often recommend that clients set up a payment plan that works for them. Of course, they also emphasize that the payment plan must be smart and reasonable. These financial experts have enough experience to know that making regular monthly payments aren’t just enough.

A payment plan will help you think outside the box. If your plan shows that you’ll struggle to meet up with monthly debt payments, then you should think of creative solutions. Here are a few strategies that have worked for others.

  • ·         Launch a side hustle, probably something that you can manage at nights and on weekends when you’re not at your 9 to 5 job. (You might want to get some free courses/ schooling from the Side Hustle School podcast).

  • ·         Cut down on unnecessary expenses.

  • ·         Tweak your lifestyle choices. You mustn’t drink so much wine and beer. You mustn’t eat out often. 
  • Take advantage of public transportation when you can.

Final thoughts

Debt consolidation is obviously an easy way to get rid of debts and loans. However, you need to pay attention to your finances and your expenses. What can you do differently? What do you need to change? Answer these questions will boost your earning power, and reduce your expenses.

Remember to write, plan and update your budget, design a payment plan and to set up an emergency fund. Getting out of debt is achievable. All you need is the will to adopt and implement the right debt consolidation strategies.